PayQwiq is a new Tesco innovation which is currently being trialled in London and Edinburgh.
It is, basically, Apple Pay without any transaction limits. After all, the £30 Apple Pay contactless limit isn’t a lot of use in a supermarket.
PayQwiq is an app which you can ONLY use for paying for shopping in Tesco. This obviously makes it very restrictive. The way it works is relatively simple although I am not fully convinced it is simpler than cash or credit card:
You install the PayQwiq app on your smartphone (Android or Apple)
You link your Clubcard number and one or more credit cards to PayQwiq
When in a participating Tesco store, you pay by scanning a barcode in the PayQwiq app. This automatically credits your Clubcard account with the relevant points and charges your linked credit card for the purchase.
There is no additional cost, or saving, to paying with cash or a credit card.
PayQwiq was originally being trialled in London and Edinburgh. I’m not sure if it has rolled out any further in the last few months – the PayQwiq website still lists only those two cities. 95% of participating stores are in London.
A generous bonus for giving PayQwiq a try
In my local London Tesco Express there is a sign literally dangling off the till! It is offering:
100 bonus Clubcard points on my first five shops made using PayQwiq (new customers only)
Transactions must be made before 16th October
Bonus points will be added in arrears, not onto the receipt instore
No bonus points will be given if the app is deleted within 14 days of installation
Here is the snag. I cannot find any information on this promotion anywhere else!
I read the small print of the sign instore. You don’t need to register via any specific site. Simply download the app from the Apple or Google Play stores and sign up.
I can’t show you any proof that the offer is on. I know this is not hugely helpful! It is fair to say that if you live in London you have nothing to lose by signing up for PayQwiq now. If this offer is being promoted in my Express it is probably in other London stores.
Outside London is a bit more risky. I would have a look at the tills next time you pay to see if there are any dangling PayQwiq signs …..Want to earn more Clubcard or Nectar points? Click here to visit the Shopper Points home page for the latest news and offers. Come back every day for new deals or join our email list.
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