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Why every serious Clubcard collector should join TopCashback for free

This is an introduction to earning Tesco Clubcard points from TopCashback.

Many Shopper Points readers will already be members of TopCashback – in which case, feel free to skip this article!

TopCashback is a site which allows you to earn a small amount of cashback on your day to day shopping by clicking through to participating online shops from its site.

It is very similar to Quidco if you are a member of that site.  Nectar has similar links to many shops on its site which works on a similar basis, except that you earn Nectar points instead of cash.

If you current use Quidco or another shopping rewards site, you should consider moving across to TopCashback instead.  Let me explain why.


Convert your cashback to Clubcard!

What makes TopCashback unique among cashback sites is that it allows you to pay your cashback directly into your Tesco Clubcard account.

Being able to collect Clubcard points from TopCashback makes it far better than a site such as Quidco:

£10 of cashback earned at Quidco earns you £10

£10 of cashback earned at TopCashback earns you £10 paid into your Tesco Clubcard account. That gives you 1,000 Clubcard points. These are worth up to £30 or potentially more in Clubcard Boost deals.

You can transfer up to £50 of cashback per year from TopCashback to Clubcard (a year runs from the date of your first Tesco transfer, not the calendar year or from the date you joined). This means that you can earn up to £150 in Clubcard Boost deals per year this way!  

Once you hit the £50 annual cap on conversions to Clubcard, you can either take your earnings as cash or hold them back until your membership anniversary comes around and the £50 cap resets to zero.

How to join TopCashback

You can join TopCashback by using this link.  This is the Shopper Points refer-a-friend link and we earn a small commission if you join which helps to offset the running costs of the site.

At the moment, there is unfortunately no bonus for you when you sign up as a new member.

There are two membership levels at TopCashback – a FREE version and a £5 annual fee version. The £5 level pays slightly higher cashback and has improved customer service if you have any problems.  To be honest, I would start at the free level and only upgrade when you have decided that you like the site.

What next?

If you are not already a TopCashback member, you should open a TopCashback account now and use it as the starting point for your day-to-day online shopping.

You can start earning cashback (and thus Clubcard points) immediately through some of their ‘free money’ offers.  For example, GoCompare pays you £2 just for getting a free home insurance quote. pays £2.40 for getting a free car insurance quote.

If you are collecting Clubcard points (and if you are reading this, you probably are!) then having a TopCashback account is a no-brainer in my view.

Want to earn more Clubcard or Nectar points? Click here to visit the Shopper Points home page for the latest news and offers. Come back every day for new deals or join our email list.

Do you earn Clubcard or Nectar points from your credit card?.  If not, you're missing out. We review the best options in this article.

Do you convert Clubcard points into Avios or Virgin Flying Club? If you do, visit our sister site, Head for Points, which is full of tips for maximising your frequent flyer miles.

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  1. Sheena stuart says

    Will avoid paying at every opportunity. Requested club card points for my dad on 20th feb and still no sign of them. Now to avoid paying a sign up bonus they are questioning my referral to my parents. Have asked for a call from the manager but so far they haven’t done that either!! there is a reasonable amount of money in all 3 accounts which it looks like they are trying to keep, I couldn’t recommend them at the moment.

    • Jonathan says

      Their support is shocking, actually its worse than that. They suspended my account for about 2 months just after I signed up a few years ago without warning and I could not contact them. I ended up using twitter to contact them in the end. A good twitter bash yields great results in most cases.

      However not had a problem with transferring funds to a bank or clubcard before.

  2. They are tough on referrals where they can tell that the same internet connection is being used to access both accounts.

    • You are not restricted to one account per household as far as I know so why would referring other members of your own immediate family be a problem. I use the same PC to log in to our family accounts – can they see that?

    • Sheena stuart says

      It probably is as my parents only live a few doors away and as they are 79 & 80 I do assist them with the computer side of things so I log on mine from theirs and they log on theirs from mine. It does not mean I am using their accounts though and I was pretty offended by the suggestion I was. That is almost penalising them for their lack of Internet knowledge if I am not allowed to help them

  3. Have they changed the rules as go compare et al. free cash back used to payment by bacs only?

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